Guild Bank We changed the way access to the guild bank is working. For the first 72 hours after creating or joining a guild, you will not be able to deposit or withdraw items/money, or change bag notes. You will still be able to view the guild bank. Within that 72 hour period, you will see red text above the guild stash, and when you mouse over it you will see how much time is left until you get full access to the bank. This change is required to close a potential exploit loophole.